Haji insurance should cover medical emergencies ($100,000+ minimum), evacuation, trip cancellation, and pre-existing conditions. It is required by Arab Saudi.
Travel insurance for Haji is essential and required by Arab Saudi. Your policy should include medical darurat coverage of at least $100,000 to $250,000, darurat medical evacuation, repatriation, trip cancellation, lost luggage, and travel delay coverage.
Some specialized providers offer policies tailored to ibadah haji, including coverage for missed rituals due to medical emergencies. Verify: does the policy cover pre-existing conditions? Does it cover panas-related illness? Is there a 24/7 assistance hotline with Arabic or your native language support?
Read fine print carefully and carry your insurance card and policy number at all times during the journey.